Finance

Ask an Expert: Recession Resources with Patrick Johnson

Have a question for our experts? This line is open until Friday, December 10th. Patrick will then answer the top questions and we’ll post the answers right here and on the forums.

Q: What housing resources are available for low-to-moderate income, female headed families?

A: One of the greatest needs for female-headed households is affordable and decent housing. One may fall into one of three categories: homelessness, rental assistance or homeownership. A great resource would be the Tennessee Housing and Development Agency website http://www.thda.org/ which provides help in all three categories.

Homelessness
The Homelessness Prevention and Rapid Re-Housing Program http://www.thda.org/commpros/hprp/hprpcover.html [...] Read More

Cash for Clutter

Cash for Clutter

NAME: Z
STATUS: Feeling cluttered.
GOAL: Some open space.
PEEVE: People who have no piles of paper in their homes.
GLEE: A clean dresser top.

I simply cannot watch that show “Hoarders.” It is nasty. It also gives me that sick feeling in my stomach, which I could use to suppress my appetite and drop a few pounds, but the psychological pain just isn’t worth it.

I am not a hoarder but I am a collector. Our attic is crammed with stuff that I haven’t looked at in years, and I am ready to say goodbye to some of it. My collecting crazes changed over time, [...] Read More

Ask an Expert: Cash for Clutter with Debbie Gordon

Have a question for our experts? This line is open until Friday, November 5th. Debbie will then answer a few questions and we’ll post her answers right here and on the forums.

Q: How do I know how much to charge for new handmade or used items?

A: This is a process of trial and error. First, you have to see what people are willing to pay for your items. Just because you want to sell something for a certain amount, doesn’t mean that people will pay that much. Choose a price that you [...] Read More

Budgeting

NAME: Lily
STATUS: Irritated.
GOAL: Wealth.
PEEVE: Sucking at math.
GLEE: Payday is this week.

No matter how I envision it, the conversation just doesn’t go well:

Me: “Mom, I really need $200 for a new phone so I can post videos of Otto on YouTube.”
Mom: “Two hundred dollars?!? Your phone works perfectly fine – and you never should have gotten that stupid cat, either – you need to get a full-time job.”
Me: “If I had a full-time job do you really think I’d be calling you and begging for money?”
OR –
Me: “Mom, do you think I could borrow $200? I really feel like [...] Read More